Thinking about retiring in a budget-friendly state? Kansas might just surprise you! Here are the best cities for retirees living on Social Security.
Tax-Friendly Environment for Retirees
Kansas offers a tax-friendly environment for retirees, particularly those living on Social Security. Couples earning under $75,000 see their Social Security income exempt from state taxes, making it an attractive choice for seniors trying to maximize their fixed incomes. This advantage, combined with no inheritance or estate taxes, creates a favorable financial landscape.
Exploring the Best Places to Retire in Kansas
Choosing the right city for retirement is crucial. Based on affordability and livability, we’ve identified the best places to retire in Kansas for couples dependent on Social Security benefits. Here’s a closer look at the value each city offers
1. Shawnee
- Average Rent: $1,257
- Average Monthly Costs: $3,065
- Livability Score: 88
Shawnee, located as a suburb of Kansas City, provides affordable rents and a rich community life, featuring events such as the Scarecrow Festival and the Tour de Shawnee bicycle race. With a population of around 70,000, this city boasts a vibrant atmosphere that retains a small-town charm.
2. Lawrence
- Average Rent: $1,399
- Average Monthly Costs: $3,239
- Livability Score: 88
Home to the University of Kansas, this college town mixes culture, history, and community support. Its central location between Kansas City and Topeka offers convenience and entertainment, making it an appealing place to retire on a Social Security budget.
3. Lenexa
- Average Rent: $1,415
- Average Monthly Costs: $3,216
- Livability Score: 86
Situated just southwest of Kansas City, Lenexa is known for its barbecue championship and a continuously growing population. The city's amenities and events make it an attractive destination for retirees looking for an active lifestyle.
4. Manhattan
- Average Rent: $1,250
- Average Monthly Costs: $3,007
- Livability Score: 81
Known as “The Little Apple,” Manhattan is home to Kansas State University. With a lower average rent and costs, it's a college-oriented community that offers numerous activities and outdoor recreation options. Seniors may find it ideal for an engaging retirement experience.
5. Emporia
- Average Rent: $774
- Average Monthly Costs: $2,515
- Livability Score: 74
Boasting the lowest average rent, Emporia is a gem for those seeking ultimate affordability. The blend of lower grocery and utility expenses makes this city a haven for retirees, particularly those relying solely on Social Security.
6. Prairie Village
- Average Rent: $1,650
- Average Monthly Costs: $3,455
- Livability Score: 82
While Prairie Village has higher average costs, its overall quality of life, safety, and access to nature reserves make it a worthy choice for retirees who value community and lifestyle options.
7. Overland Park
- Average Rent: $1,569
- Average Monthly Costs: $3,370
- Livability Score: 79
The largest suburb of Kansas City, Overland Park offers extensive parks and recreational facilities, but retirees should assess if they can manage the living expenses, which are among the highest on the list.
8. Salina
- Average Rent: $900
- Average Monthly Costs: $2,623
- Livability Score: 72
Known for its affordable living and quality healthcare services, Salina offers a practical option for retirees. Healthcare costs are around $8,420 annually, fitting within many retirees' budgets.
9. Leavenworth
- Average Rent: $1,013
- Average Monthly Costs: $2,787
- Livability Score: 73
Famous for its historic charm and parks, Leavenworth provides diverse options for engaging experiences. The community spirit here is palpable, enhancing the retirement experience.
10. Olathe
- Average Rent: $1,541
- Average Monthly Costs: $3,337
- Livability Score: 78
Just southwest of Kansas City, Olathe boasts a mix of historical sites and modern amenities, appealing to those who enjoy urban living while still being close to nature.
Conclusion: Discover Your Kansas Retirement Haven
Kansas offers a unique blend of affordability and livability for those on Social Security. Each city on this list has something special, accommodating various lifestyle preferences and needs. Whether you opt for the cultural richness of Lawrence or the budget-friendly charm of Emporia, you're bound to find a fit that suits your retirement dreams. With careful planning, living comfortably in Kansas is not just possible; it’s attainable!